6 Simple Steps to the Mortgage Process

Conversation
The first step is crucial and sets the stage for your entire home buying experience. You will discuss your home buying and financial goals with me, so we can create a custom loan strategy that fits you and your family.
Application
The goal of the application process is to get all the information necessary so we can determine all of the available loan programs available to you.
Documents
Along with your application, we collect your income and asset documentation up front to verify the information provided on your application so we can make sure everything is accurate.
Pre-Approval
After reviewing your application and documents provided, we issue a pre-approval letter showing exactly how much home you can afford, an estimate of your monthly payment and how much money you will need.
Found A Home
Once you find a home and have an accepted offer, we will order an appraisal and being processing and underwriting your loan. You’ll need to be very available during this process to ensure you are able to provide anything the underwriter may ask for.
Final Approval
After the underwriter reviews all documents and verifies that you meet all the conditions for final approval, we issue your final Loan Approval and you get to close on your new home!

Ready to get started? Wonderful! You can send me an email at [email protected] or call me at 619.316.8086 today.